COMMENT
Taxation Changes and Implications for Contractors - No Room for Complacency - John Elliot
In my original message I wrote of taxation changes affecting contractors.
Articles on these these changes have been given in publications of both the
AusIMM and that Australian Institute of Geoscientists. Among contractors
and consultants the widely accepted interpretation of the changes is that if
you are a contractor operating within your private company and that company
derives more than 80% of its income from one client, then all that income
will be classed and assessed as your personal income. If not paid out by
your company to you then various tax penalties are likely to result. I
argued that instead of accepting these changes our professional bodies
should adopt the view that the changes are totally unacceptable and lobby
hard to have them abolished.
I have seen no evidence of any concern that on
the part of either the AusIMM or the AIG, or indeed our general membership,
which suggests to me the general view is that the new rules probably only
affect a hapless few and there are therefore more important matters to be
concerned about.
Your complacency may therefore be about to be shaken!
A few weeks ago the National Tax & Accountants' Association Ltd (NTAA) held
a taxation seminar in Sydney. One of the matters discussed was contractors
and personal services income (PSI) with particular reference to a recent
Australian Tax Office (ATO) release TR 2001/D4 which gives a large number of
hypothetical examples. Much of the material is, in my opinion, quite
alarming. I do not propose to discuss the seminar presentation in any
detail but will mention a couple of matters.
The definition of PSI has apparently not changed and is defined as "income
that an individual taxpayer earns predominantly as a direct reward for hid
or her personal efforts...". However, the new ATO ruling contains a lot
more detail and it may appear that the ATO have taken a tougher stance than
in the past. It is the definition of PSI and whether or not earnings are
classed as PSI that appears to be most critical hurdle.
With regard to the often quoted 80/20 rule, the NTAA state: "The 80/20 rule
is specifically designed to determine whether an entity can self-assess
whether the PSI measures apply, or whether they must obtain a Personal
Services Business (PSB) determination". The NTAA explicitly states that it
is "..a popular and dangerous myth" to think that the PSI measures are
avoided by not breaching the 80/20 rule.
There are numerous hypothetical examples given by the NTAA and it is
important to note that these are taken from the ATO paper. I shall only
quote one:
"Robyn is a radiologist who has x-ray machines and other equipment worth
$1,200,000 that she uses in her sole practice. Robyn is the only one who is
qualified to analyse and report on the results that are produced from the
machinery and equipment that she uses. Robyn's income from her practice
will be PSI as defined in S.84-5(1). Her income is mainly a reward for her
skills in interpreting the images that are produced by the machines that she
uses."
I don't know any geological consultants who have equipment worth $1.2M. We
can also expect changes to allowable expense deductions and in particular to
superannuation deductions. What do you think now about the matter of
lobbying the government? Still feeling complacent and relaxed?
Have a good weekend!
Regards to all,
John Elliot
Anzeco Pty. Limited
Mineral Exploration Consulting Services
26 Casey Circuit
Bathurst, NSW 2795, Australia
Tel +61 2 6331 4925 fax +61 2 6331 9111
Email: johnell@ozemail.com.au
Disclaimer: The author is not a tax advisor or accountant and nothing here
should be taken as advice on any matter whatsoever. You should seek advice
from your own financial advisor or advisors.